What a strange word: Forgive. For the longest time I didn’t feel like I understood what it meant. That’s not to say I wasn’t capable of forgiving I simply felt the word got thrown around a little too much without people really understanding what they were saying.

In decluttering your life, you will come across things you’ve spent money on that will be hard to let go of because of that money you spent. I came across this phrase recently, “The tyranny of sunk costs.” It’s meant to describe how we get more and more attached to things the more we spend. Then we become trapped by our stuff and our spent money.

Whew! 2020. Am I right? Yes, this has been one heck of a year. You don't need me to get into it. You were there, you know what happened. The first of the year is a time seen as an opportunity for new beginnings. It’s a nice clean day to hit the reset button.

I’ve been socking away money for as long as I’ve been making it. The summer of 1985, before 6 grade, I made about $50 picking potato bugs off of my stepdad's precious potato crop (we do love our potatoes in our family). He had no idea how tenacious I was going to be at 10 cents for an immature bug and 25 cents for a mature one. I was out there every day with my little plastic container filled with soapy water to dunk the little buggers in and bring them back to him for proof.